Est. 1984  ·  Winston-Salem, NC

40 Years of Protecting
What Cannot
Afford to Fail.

Corporate healthcare insurance brokerage for global enterprises. B2B only. Minimum annual policy $25,000. Multi-jurisdiction coverage.

Financially Rated Broker Reinsurance Relationships Multi-Jurisdiction Coverage Since 1984 Claims Advocacy
40+
Years in Business
Founded 1984. Financial standing reaffirmed annually through our independent audit cycle.
Multi
Jurisdictions Active
Active across multiple international jurisdictions, with coverage arranged through licensed carriers in each region.
Large
High-Capacity Coverage
Large-limit policies structured for enterprise clients. Coverage capacity determined through carrier underwriting based on client risk profile.
Adv.
Claims Advocacy
We advocate for policyholders throughout the claims process, coordinating with the carrier's claims team from first notice to resolution.
Our Practice Areas

Four Pillars of Corporate Protection

01 / Healthcare

Healthcare & Medical Insurance

Clinics, hospital networks, diagnostic centers, physician groups. Professional liability, cyber risk, business interruption, and general commercial coverage for medical enterprises of all scales.

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02 / Real Estate

Medical Real Estate & Facilities

Specialized property coverage for healthcare real estate. Biological contamination, critical systems failure, regulatory shutdown, business interruption, and equipment replacement at replacement value.

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03 / Transport

Medical Transportation & Pharma Logistics

Patient transport, cold chain pharmaceutical logistics, controlled substance transit, regulatory fine coverage, and cross-border pharmaceutical distribution protection.

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04 / Pharma

Pharmaceutical Certification & Business Development

FDA, EMA, and WHO certification advisory support through our regulatory-consultant network. M&A due diligence for pharmaceutical and healthcare transactions across multiple jurisdictions.

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Office Locations

Multi-Jurisdiction Coverage

Active across multiple international jurisdictions. Coverage is arranged through licensed carriers in each region.

WINSTON-SALEM (HQ) ROCKVILLE, MD LONDON FRANKFURT DUBAI SINGAPORE

Illustrative — not to scale. Approximate office locations shown.

Headquarters
New York, NY

Global headquarters. All major corporate accounts, North American market operations, reinsurance treaty management, and executive leadership.

European Operations
London & Frankfurt

Lloyd's of London market access. European regulatory compliance hub. German-speaking market leadership and EU medical sector coverage.

Middle East
Dubai, UAE

MENA region operations. Healthcare infrastructure expansion coverage. GCC pharmaceutical and medical real estate advisory.

Asia-Pacific
Singapore

Asia-Pacific hub covering Southeast Asia, ANZ, and Greater China. Pharmaceutical logistics, medical tourism, and regional health system coverage.

“We do not sell retail insurance. We engineer bespoke protection architectures for enterprises that cannot afford institutional failure.”
Why Choose J.D.

40 Years of Institutional Authority

B2B Exclusive

We serve corporations only. No retail policies, no exceptions. Minimum annual premium $25,000. Every policy requires a full corporate underwriting review.

Individual Risk Assessment

Each policy requires 2–6 weeks of proprietary risk analysis. We map every exposure before a single line of coverage is bound.

Reinsurance Relationships

We maintain relationships with select global reinsurance partners to support capacity and coverage depth. Specific reinsurance arrangements applying to any given policy are determined by the underlying carrier programme.

Named Account Management

A named senior account manager is assigned to every client. Direct-dial, single point of contact for coverage questions, policy adjustments, and claims coordination.

Multi-Language Inquiries Welcome

Corporate inquiries are accepted in multiple languages and routed to the account manager best positioned to assist. Cross-border coverage is arranged through licensed carriers in the relevant jurisdiction.

Strong Financial Rating

Our financial strength rating reflects consistent conservative underwriting, deep reserve maintenance, and an annual independent audit cycle.

Discover Why J.D.
Reinsurance Network

Reinsurance Relationships

Munich Re
Global Reinsurer

Munich Re is the world's largest reinsurance company by premium volume. Its technical expertise in medical malpractice, clinical trial liability, and product liability is a market reference point for institutional-scale healthcare and pharma programmes.

Swiss Re
Global Reinsurer

Swiss Re operates as one of the two largest reinsurers globally, with market presence in quota share arrangements for large international accounts and catastrophic property risk across healthcare real estate portfolios.

Hannover Re
Global Reinsurer

Hannover Re, the third-largest global reinsurer, is a well-known market participant for specialty treaty support in logistics, cold-chain, and pharmaceutical cargo lines – segments requiring bespoke risk transfer structures.

J.D. maintains relationships with select global reinsurance partners to support capacity and client coverage depth. Specific reinsurance arrangements applying to any given policy are determined by the underlying carrier programme and disclosed as part of the coverage documentation.

Corporate Inquiries

Ready to Discuss Your Corporate Coverage?

B2B corporate inquiries only. Minimum annual policy $25,000. Our specialists respond within 24 business hours.

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