Five global offices. One policy framework. The institutional capacity to write healthcare and pharmaceutical insurance across North America, Europe, the Middle East, and Asia-Pacific from a single point of contact.
J.D. Insurance maintains licensed offices on four continents, supported by a network of admitted local partners in every jurisdiction where we write coverage.
North American operations • Primary U.S. underwriting • NAIC compliance
UK & Western Europe • FCA regulated • Lloyd's market relationships
DACH region • BaFin oversight • EU passporting hub
GCC coverage • CBUAE & SAMA relationships • DIFC entity
APAC operations • MAS licensed • Japan, Korea, Australia coordination
J.D. Insurance holds active licenses across 28 countries, organized into five regional clusters each supported by a dedicated office and local admitted capacity.
Additional jurisdictions under review. Consult your account manager for current licensing status.
Instead of maintaining separate policies in each country of operation – each with its own renewal date, premium, broker relationship, and claims contact – J.D. engineers a unified master policy with local admitted components.
The master policy is issued from J.D.'s headquarters and covers the insured entity across all licensed jurisdictions simultaneously. Local admitted certificates are issued in jurisdictions where regulatory compliance requires locally-issued documentation. All coverage, all claims, and all premium flows through a single account management relationship.
One senior account manager for all jurisdictions. No local broker relationships to maintain. No fragmented coverage administration.
Single annual premium calculation across all jurisdictions. No country-by-country renewal management. Transparent, consolidated billing.
Cross-border incidents managed through a single claims team with jurisdiction-specific legal resources deployed as needed. No multi-party claims coordination.
Local admitted certificates issued where required. Regulatory compliance maintained in every jurisdiction without client management overhead.
Regional offices, regulatory frameworks, and dedicated J.D. coverage infrastructure for every geography we serve.
| Region | Countries | Primary Regulatory Framework | Dedicated Office |
|---|---|---|---|
| North America | USA, Canada, Mexico | NAIC (USA), FSRA (Canada), CNSF (Mexico) | New York HQ |
| Western Europe | UK, Germany, France, Netherlands, Switzerland + 7 more | FCA (UK), BaFin (Germany), ACPR (France), DNB (Netherlands) | London + Frankfurt |
| Middle East | UAE, Saudi Arabia, Qatar, Bahrain | CBUAE (UAE), SAMA (KSA), QCB (Qatar), CBB (Bahrain) | Dubai |
| Asia-Pacific | Singapore, Japan, South Korea, Australia, Hong Kong | MAS (Singapore), FSA (Japan), FSS (Korea), APRA (Australia) | Singapore |
| Americas & Other | Brazil, Mexico, South Africa, Israel | SUSEP (Brazil), CNSF (Mexico), FSB (South Africa), ISA (Israel) | New York |
J.D. Insurance provides policy documentation, claims management, and account service in five languages across all operating jurisdictions.
All international program inquiries are handled by senior account managers with direct multi-jurisdiction experience. Specify your target countries and we will identify the optimal program structure.
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